Unified Agenda
Financial Crimes Enforcement Network: 2026 Regulatory Agenda
Every rulemaking the FINCEN has on its regulatory agenda in the 2026 Unified Agenda. Proposed rules, final rules, and long-term actions, each with the agency's own summary and its latest status.
Source: the 2026 Regulatory Plan and Unified Agenda, published by OIRA on July 3, 2026 (reginfo.gov). The FINCEN lists 11 active actions plus 3 completed this cycle. Refreshed as the agenda changes.
What changed since the Spring 2025 agenda
Between editions, the FINCEN added 7 new rules, changed the stage on 3, and dropped 11 from the agenda. The official agenda only shows you today’s snapshot. We keep the history, so you can see what actually moved.
- New this edition. Anti-Money Laundering and Countering the Financing of Terrorism Programs (entered the Proposed Rule stage)
- Moved. Amendments to the Regulations on Reports of Foreign Bank and Financial Accounts (Long-Term to Proposed Rule)
- Moved. Anti-Money Laundering and Countering the Financing of Terrorism Programs (Final Rule to Completed)
and 18 more changes this edition, including 11 rules that dropped off the agenda entirely.
Track the FINCEN agenda freeSignificant, priority, and finalized rules are shown in full below. Routine actions are condensed to a line, with full summaries for every rule on the dashboard.
Slated for a final rule. Several have already published in the Federal Register, which we mark on each; the rest are still pending.
Revisions to Beneficial Ownership Information Reporting Requirements
In accordance with the Secretary of the Treasury's commitment to reducing burden on businesses, FinCEN adopted an interim final rule (IFR) on March 26, 2025 that removed the requirement for domestic reporting companies and U.S. persons to report their beneficial ownership information to FinCEN. The IFR otherwise retained the requirement for foreign reporting companies to report beneficial ownership information (BOI) about their beneficial owners (excluding U.S. persons) to FinCEN, while extending the deadline for those companies to file initial BOI reports, or update or correct previously filed BOI reports, to 30 days after the date of the publication of the IFR (April 25, 2025) or 30 days after their registration to do business in the United States, whichever comes later. The IFR provided the public with a 60-day comment period which ended on May 27, 2025, and FinCEN intends to issue a final rule taking into account the public comments on the IFR.
Agenda status: Final Action (planned)
Other actions in this stage
Rules open for, or headed toward, public comment.
Anti-Money Laundering and Countering the Financing of Terrorism Programs
Pursuant to the Department of the Treasury (Treasury) and FinCEN's efforts to modernize the Bank Secrecy Act (BSA) and to implement provisions of the Anti-Money Laundering Act of 2020 (AML Act), FinCEN is proposing a new rule to revise the requirements for financial institutions' anti-money laundering and countering the financing of terrorism (AML/CFT) programs. This forthcoming NPRM will supersede the proposed rule on AML/CFT programs that FinCEN issued in July 2024, which FinCEN does not intend to finalize.
Status: Proposed rule published on April 10, 2026
Customer Identification Programs for Registered Investment Advisers and Exempt Reporting Advisers
FinCEN intends to reissue a joint NPRM with the Securities and Exchange Commission, implementing Section 326 of the Uniting and Strengthening America by Providing Appropriate Tools Required to Intercept and Obstruct Terrorism Act of 2001 (USA PATRIOT Act) with regard to customer identification program (CIP) requirements for certain investment advisers. This proposal would replace the previous IA CIP NPRM that FinCEN published on May 21, 2024. Specifically, as in the originally proposed rule, FinCEN would require a registered investment adviser (RIA) and an exempt reporting adviser (ERA) to establish a CIP as part of an AML/CFT program. RIAs and ERAs would be required to implement reasonable procedures to identify and verify the identity of their customers, among other requirements, in order to form a reasonable belief that RIAs and ERAs know the true identity of their customers. FinCEN anticipates, however, that in the reissued proposed rule these requirements would be more effectively tailored to the diverse business models and risk profiles of types of firms within the investment adviser sector than in the originally proposed rule.
Status: Proposed rule published on May 21, 2024
Permitted Payment Stablecoin Issuer Anti-Money Laundering/Countering the Financing of Terrorism Program and Sanctions Compliance Program Requirements
The Department of the Treasury's Financial Crimes Enforcement Network (FinCEN) and Office of Foreign Assets Control (OFAC) are jointly issuing a notice of proposed rulemaking to implement the GENIUS Act's directive to treat permitted payment stablecoin issuers (PPSIs) as financial institutions under the Bank Secrecy Act (BSA) and to propose applicable anti-money laundering and countering the financing of terrorism (AML/CFT) obligations for PPSIs and certain other specific obligations required by the GENIUS Act. The proposed rule would also implement the GENIUS Act's directive to require PPSIs to maintain an effective sanctions compliance program. Although issuing this proposed rule jointly, FinCEN and OFAC are proposing independent changes to two different chapters of Title 31 of the Code of Federal Regulations.
Status: Proposed rule published on April 10, 2026
Permitted Payment Stablecoin Issuer Customer Identification Program
The Department of the Treasury's Financial Crimes Enforcement Network (FinCEN), together with the Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, and the National Credit Union Administration (collectively, the Agencies), are jointly issuing a notice of proposed rulemaking to implement the GENIUS Act's directives to treat permitted payment stablecoin issuers (PPSIs) as financial institutions under the Bank Secrecy Act (BSA) by requiring PPSIs to maintain an effective customer identification program (CIP).
Status: Proposed rule published on June 22, 2026
Other actions in this stage
On the agenda, but not expected to move within the next 12 months.
Actions the agency reports as completed this cycle. The official agenda rule list files these separately from the active pipeline.
Anti-Money Laundering and Countering the Financing of Terrorism Programs
On July 3, 2024, FinCEN issued an NPRM to implement section 6101(b) of the AML Act, which requires the Secretary of the Treasury to issue and promulgate rules for financial institutions to carry out the government-wide anti-money laundering and countering the financing of terrorism priorities (AML/CFT Priorities). FinCEN is considering comments to that NPRM in the development of a new NPRM. As part of this second NPRM, FinCEN intends to propose revisions to the AML/CFT Program and SAR Filing Requirements for Registered Investment Advisers (RIAs) and Exempt Reporting Advisers (ERAs) (IA AML Rule), which FinCEN issued on September 9, 2024, and ensure the IA AML Rule is effectively tailored to the diverse business models and risk profiles of types of firms within the investment adviser sector.
Status: Proposed rule published on July 3, 2024
Delaying the Effective Date of the AML/CFT Program and Suspicious Activity Report Filing Requirements for Registered Investment Advisers and Exempt Reporting Advisers
FinCEN is amending the AML/CFT program and suspicious activity report (SAR) filing requirements for registered investment advisers (RIAs) and exempt reporting advisers (ERAs) (IA AML Rule) to delay the effective date by two years. This final rule amended the effective date to January 1, 2028.
Status: Final rule published in the Federal Register on January 2, 2026
Imposition of Special Measure Regarding Huione Group, as a Foreign Financial Institution of Primary Money Laundering Concern
FinCEN is issuing this final rule to prohibit covered U.S. financial institutions from opening or maintaining a correspondent account for, or on behalf of Huione Group, a foreign financial institution based in Cambodia found to be of primary money laundering concern pursuant to section 311 of the USA PATRIOT Act. The rule further requires covered financial institutions to apply special due diligence to their foreign correspondent accounts that is reasonably designed to guard against the use of such accounts to process transactions involving Huione Group.
Status: Final rule published in the Federal Register on October 16, 2025
Don’t re-check this page. Let us watch it for you.
Create a free account and get an alert the moment a FINCEN rule advances, a comment period opens, or a new action lands on the agenda.
Create a free accountCompiled from the 2026 Regulatory Plan and Unified Agenda (reginfo.gov), cross-referenced against Federal Register publications. Regulation Roundup tracks all 14 FINCEN actions and refreshes as the agenda changes.